Always • Among • Assess • Assessing • Attracts • Comprehensive • Contributions • Decrease • Decreasing • Depends • Differ • Discourages • Divided • Does • Effect • Efficiently • Employee • Employees • Expenses • From • Generate • Generating • Helps • Higher • Impact • Includes • Income • Increases • Industries • Into • Investors • Lower • Measure • Most • Necessarily • Negatively • Net • Productivity • Reduce • Reducing • Regular • Roe • Salaries • Specific • Takes • Thing • Total • Turnover • Uses • Using