Above • Affected • Always • Assets • Average • Between • Calculated • Calculating • Capital • Care • Consider • Cost • Difference • Doing • Efficiently • Expenses • Generally • Generates • Hand • Higher • How • Important • Improving • Increase • Indicate • Indicates • Into • Invested • Investors • Its • Less • Limitations • Loss • Lowering • Market • Matters • Measures • More • Negative • Over • Profitability • Provided • Reinvestment • Respect • Return • Same • Share • Taking • Tell • Yes